Gateway to Mortgage Freedom

1 2 3... DEBT FREE.

Are you burdened by high-interest rates or looking for a way to consolidate your debt?

At 123 Debt Free, we make mortgage refinancing as easy as 1, 2, 3!

apply now

Step 01

Lower your monthly payments.

By securing a lower interest rate, you can drastically reduce your monthly mortgage payments.

be debt free

Step 02

Consolidate Your Debt.

Simplify your financial life by combining all your debts into one manageable payment.

apply now

Step 03

Unlock your home's equity.

Use the equity in your home to finance a major purchase or project, or to pay off high-interest debts.

be debt free

Debt
free

Our process is designed to be as simple, transparent, and stress-free as possible.

apply now

As easy as
1, 2, 3.

1. Quote
2. Secure
3. Save

Ready to Begin?

Get started today with our simple, three-step process.

Click the button below to apply now and discover how much you could save.

BE DEBT FREE

How We Help

04.

03.

02.

01.

Welcome

Lower

Consolidate

Unlock

Step #1

Tell us about your debts. Anything from credit cards, to home loans, or even personal loans.

This information allows us to begin the process getting you out of debt.

Step #2

Develop a Personalised Plan.

Our team of financial experts will review your debt situation and work with you to create a personalised debt reduction plan.

This might involve consolidating your debts, negotiating with creditors, or setting up a budget that helps you pay off your debts more efficiently. Our plans save families hundreds of thousands on their debts.

Step #3

Implement Your Debt Reduction Plan.

Once we've crafted the perfect plan, it's time to put it into action. We'll guide you through every step of the process, making sure that each decision moves you closer to a debt-free life.

Take the first step towards financial freedom today. Our dedicated team is ready to help you take control of your finances and secure a brighter future for your family.

how it works

LIVE DEBT FREE

TYPES OF DEBTS WE DEAL WITH

ARE YOU IN...?

Mortgage Debt

Mortgage debt is a long-term loan taken out to purchase property, often constituting the largest portion of an individual's debt.

Credit Card Debt

Credit card debt is unsecured consumer debt, reaching $1.079 trillion in Q3 2023, impacting credit scores and household finances.

Asset Debt

Asset debt refers to loans taken against assets like property, vehicles or investments. Failure to repay can lead to asset seizure.

Become debt free.
BOOK YOUR APPOINTMENT BELOW.

123 debt free

In debt? 123 Debt Free is here to help. Our experts provide personalised debt reduction and consolidation services.

Become debt free and enjoy life without worry.

123 Debt Free is a subsidiary of My Family Finance, a long-standing Melbourne-based family wealth advisor, debt reduction and financial service provider company.

Simply get in touch with us today, and let's chat.

03 9394 6392

contact@123debtfree.com.au

Building C5, Level 1/2 Main St, Point Cook VIC 3030, Australia

LET'S TALK

CONTACT

Website & Branding by Prana Advisory

how it works

LIVE DEBT FREE

TYPES OF DEBTS WE DEAL WITH

ARE YOU IN...?

Mortgage Debt

Credit Card Debt

Asset Debt

Become debt free. BOOK YOUR APPOINTMENT BELOW.

Become debt free.
BOOK YOUR APPOINTMENT BELOW.